The Ripple cryptocurrency was launched in 2012. One of the key features of Ripple is that the system is not blockchain-based. Instead, the Ripple Protocol Consensus Algorithm (RPCA) operates - a special algorithm that allows you to confirm transactions on the RippleNet network. Its essence lies in the fact that most independent servers must come to a consensus regarding the validity of the transaction and the availability of sufficient funds in the sender's account to carry out this transaction.

Another difference from Bitcoin and its popular alternatives is the lack of mining. All tokens were issued before the launch of the system. 65 of the 100 billion XRP remained in the hands of the company, 35 billion were released into circulation.
Today you can buy a ripple on the website of the Changelly cryptocurrency exchange
On Changelly, one of the best cryptocurrency exchanges, you can buy Ripple online easily and fast. Use your credit or debit card, Apple Pay, or bank transfer to instantly buy Ripple and other cryptocurrencies on Changelly platform! Both Visa and Mastercard are supported

Ripple's main clients are banking organizations. Ripple works with a huge number of financial institutions around the world (100+). Ordinary users can also use the system for mutual settlements.